At what point can I be considered for a mortage. Credit scores are 525 535 555.. Have excellent income.. Fiance has excellent income but bankrupt so I probalby just have to doit on my own.
I need to know when I could be considred for a mortgage with an affordable interest rate and [...]

I’ve never been late on my house payment or my auto payment. I have one credit card from 5 years ago, that has been charged off, and a doctor bill for $35.00. I’ve been on my job for 22 years. but my credit scores are 540-610 and no one wont’s to help me. My a/c [...]

We are looking to buy our first home in the Denver area in about a year. We both have terrible/ancient credit(both of our credit scores are below 600) Our income will be around 75k(I am finshing up nursing shool)
We are trying to see if this is even possible or if we should just be [...]

Applying for a loan modification is not that hard for people with excellent credit. But, not everyone can afford to keep their credits in check, and many lenders are reluctant to approve the loan modifications of people with terrible credit histories. This is terrible news for them, and in some occasions, disheartening for those who [...]

This is because these days, lenders are very clued in to borrowers credit scores and credit history. All your credit information is stored in a giant database somewhere and if your credit is terrible for some reason, it’s going to show up on a mortgage refinancing report. And banks probably don’t mind seeing a few [...]

Many people today are faced with unemployment or under employment and find themselves thinking about refinancing their current mortgage. Not everyone has perfect credit and people have found that with all the distress in the credit and banking markets that their credit scores have gone down. Sometimes it brings them into the poor category which [...]

Can Loan Modifications Cause Distress Down the Road?
RISMEDIA, January 19, 2010—(MCT)-The last thing many troubled homeowners want to hear is that they could be denied a car loan after they get a chance to modify their home loan. But credit scores can get dinged after a home…
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At one point in time, getting a zero down loan or closing cost help with poor credit was hard. To qualify for a mortgage, individuals with poor credit would need a sizeable amount of money to cover all expenses. Fortunately, numerous home loan programs have been made to help those with less than perfect credit. [...]

Mortgages for those with adverse credit have advantages that conventional mortgages don’t. The prime advantage is that they are simpler to qualify for, even with a terrible credit history. Sub-prime mortgages also allow you to build wealth with your home buy. And they have fewer hurdles, such as not requiring PMI.
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Terrible credit mortgages [...]

Are you in need of cash to meet expenses? Want to consolidate all your outstanding debts? If your credit report shoes arrears, late payments, CCJs, IVA, defaults, overdue and bankruptcy and you are finding it hard to get loan. Then, terrible credit unsecured loan is the answer to your financial deficit. Terrible credit unsecured loans [...]